How to Enjoy Spending Money the “Guilt-Free” Way

spending guilt-free

Experiencing an emotion like guilt and more specifically shopper’s guilt is not necessarily a bad thing. Feeling guilty after spending money can give us important information about our financial health and money mindset. If you went over and beyond your spending budget then feeling guilty is a good sign. But sometimes people who are otherwise good at managing money with no pressing financial problems feel overly guilty with spending on themselves.

Why Guilt is Bad?

If you are good with money a.k.a. maintaining a monthly budget and prioritizing savings. You should feel delighted in being able to spend your hard earned money on yourself. On the contrary if what you are feeling is “Guilt” then it’s a sign of poverty mindset. I have talked about poverty mindset in one of my money series videos and I’ll say that again now; being able to spend money is a blessing so treat it like that. Feeling guilty after spending money puts you in a state of ingratitude and disallowing.

The inability to spend any money happily is going to block the flow. And you will forever be stuck in a state of lack. Having a healthy money-mindset is the very first step. If this is taken care of then we can talk about tweaking our spending habits to prevent the feeling of GUILT. 

Here are some helpful approaches to prevent the shopper’s guilt so spending money makes you happy!

1. You Deserve to Spend After Saving Up

If you have been saving up to buy something special for yourself then you deserve it as a prize. The ability to spend your hard-earned money on yourself is a sign that you prioritize taking care of yourself. People who resist spending money either lose that money on emergencies or on fixing things which can make them feel powerless and verify their belief of LACK; not enough money

So manage money the right way and spend it where it’s needed. And who needs it more than YOU?

2. Research Well in Advance

Whatever you choose to buy, always research options well in advance. It’s impossible to feel guilty when you get something you really wanted and whose value far exceeds its price. When people shop impulsively, they are bound to regret and feel the shopper’s guilt. So before you go out to splurge, research and know your purchase better.

3. Stick to Your List

Research and then make a written list of whatever you are planning on to buy. One good tip is to refine the shopping list further by mentioning important features next to list items you are looking for.

For instance if I have written golden beige curtains in silk then I would only buy curtains which match the mentioned features. That way I won’t purchase anything that I might regret later or which fails to provide enough value for its price. And only you can decide if the purchased item’s value is exceeding it’s price or not. You getting me?

4. Don’t Change Your Values for a Sale

Everybody has certain set of values when they go out to shop. For instance if I am going out to shop for my wardrobe, I always stick to my list and budget. I also make sure the dress I am buying fits me well and has proper finishing. And I don’t compromise on my values even on Sales.

So if there is nothing available in sales that matches your needs and style, you better not buy anything. And it’s a known fact; sales can be the biggest source of disappointment for some people.

Note: The 11.11 sale is going on, be wary and don’t buy anything which you wouldn’t want to buy normally.

5. Lastly, You Can Always Return

Still if your purchase is weighing you down emotionally or financially then consider returning it. Nothing is worth keeping if it fails to make you happy 😊

Hope this article was helpful to you. If you want to stay updated for when I post new blogs, then please click on this link to get subscribed to my website. The link will ask you to enter your name and email address. That’s all you need to become my regular reader!

Wishing you a Happy Monday Morning!





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  1. Initially I found it quite hard to stick to the list but it is quite useful (if you have over spent the first time, you can try to compensate it the next time)
    I would like add that if you are trying to spend wisely and haven’t been able to do it immediately, don’t be so harsh on yourself. It takes time and consistency.

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